Checkout Process
1. XSPLIT (Installment Plans)
Overview
This option allows you to convert your purchase into interest-free or low-interest installment plans (BNPL) using your Credit Card. It lets you pay over a period (e.g., 3, 6, 12 months) instead of a single lump sum.
How it Works
Select the XSPLIT option and choose your issuing bank to initiate the installment conversion. The transaction will be billed to your credit card, and you will repay the bank in monthly installments.
Requirements
- Payment must be made using an eligible credit card.
- Minimum transaction value is LKR 10,000.
- Available payment tenures will be presented at the checkout.
Available Banks
2. Credit or Debit Card
Process your payment instantly and securely using any major credit or debit card.
Security
Transactions are protected by bank security standards like Verified by VISA, MasterCard SecureCode, and AMEX SafeKey.
Supported Cards
3. Bank Account (Internet Banking Transfer)
Overview
Pay directly from your bank account by initiating a real-time transfer through your bank’s internet banking portal.
How it Works
Select your bank and you will be securely redirected to your bank’s login page. After logging in, you will be prompted to enter:
- Your Account Name
- Account Number
- NIC (National Identity Card) details
Requirements
- Payment confirmation is immediate once authorized through the bank.
4. Wallet
Overview
Use a supported digital wallet service linked to your payment methods for a faster, one-click checkout experience.
5. Lanka QR
Overview
A fast, secure, and interoperable digital payment solution backed by the Central Bank of Sri Lanka (CBSL). It allows you to pay directly from your linked bank account or wallet.
How it Works
Use your preferred mobile banking app (that supports LankaQR) to scan the QR code displayed on the checkout page. The payment is instantly debited from your selected account and credited to the merchant.